Guides for those planning ahead
State Pension Deferral
State Pension Deferral - your guide [SPD1] - [PDF file size 589kb]
This detailed guide will help answer your questions about deferring your State Pension
Deferring
your State Pension [SPD2] - [PDF file size 228kb]
This short leaflet provides an introduction to State Pension Deferral
This accompanying note tells you about some changes that may be made to the law which could affect your pensions. It also gives details of some of the benefit rates which apply from April 2007.
You can request copies of The Pension Service's guides to be sent to you by post. You can order copies online or order copies by phone
Our guides are also available in Welsh and in other languages, and in Braille or on audio cassette
How to read or print guides and forms
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Alternative ways to read our guides
If you use screen reader software or an audio-enabled web browser, Adobe provides a free online tool that you can use to convert the guides to a plain text format.
To use Adobe's online tool:
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The tool will display your chosen guide as a web page (HTML) or as plain text.
You can read more about Adobe Reader and accessibility on the Adobe website
