Guides and forms

Guides for those planning ahead

State Pensions - Your Guide

State Pensions - Your guide [PM2] - [PDF file size 726kb]
Explains whether you are likely to get a State Pension and how we work them out. It includes more details about the State Second Pension.

This accompanying note tells you about some changes that may be made to the law which could affect your pensions. It also gives details of some of the benefit rates which apply from April 2007.

You can request copies of The Pension Service's guides to be sent to you by post. You can order copies online or order copies by phone

Our guides are also available in Welsh and in other languages, and in Braille or on audio cassette

How to read or print guides and forms

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Alternative ways to read our guides

If you use screen reader software or an audio-enabled web browser, Adobe provides a free online tool that you can use to convert the guides to a plain text format.

To use Adobe's online tool:

1. Find the link on this website to the guide you want to read, and copy it
2. Go to Adobe's online tool
3. Follow the instructions onscreen

The tool will display your chosen guide as a web page (HTML) or as plain text.

You can read more about Adobe Reader and accessibility on the Adobe website